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The best payment method on aliexpress. What is the best way to pay for purchases on Aliexpress?

In it, we tried to describe in detail the entire purchasing process on Aliexpress, starting with product selection, payment and delivery. Today we’ll talk in more detail about payment methods for goods from Aliexpress.

Aliexpress is currently one of the largest trading platforms on the Internet. But since this store is Chinese, a beginner may have questions about the method of payment, delivery and other subtleties of “foreign” shopping. Since you are dealing with many different sellers, the price of the same item can vary greatly. The cost of the product and delivery conditions can be discussed with the seller, after viewing all the data about it. This is really worth using even before paying for the order. Write a message to the seller, ask for a discount or something as a gift, this is quite normal, although no one guarantees you any discounts.

So how can you pay on Aliexpress?

Today (at the time of writing, since everything is changing) there are several ways:

  • By MasterCard or VISA bank cards
  • Webmoney
  • Yandex money
  • Western Union
  • International bank transfer
  • Alipay

Note January 2017: Alipay is currently disabled for direct use by foreign citizens. However, mobile payment and cash through terminals, communication shops and Russian Post have been added to the payment methods.

Aliexpress is quite active in the Russian market. And every year they have something new. Including regarding payment methods. Two years ago some added Webmoney, this year (2014) they added Yandex Money. Therefore, the list of available methods may change.

Previously, a payment method was available through PayPal, but now this payment method is not available on Aliexpress.

The optimal method of payment on Aliexpress, in my opinion, now is payment with VISA or MasterCard bank cards.

Once you have decided on the product, having learned all the information you need about it, you can safely proceed directly to payment. A verification code will pop up in front of you, i.e. ordinary protection against a robot - enter it and click “place order”. In a few seconds, pages with payment types will open.

Here you can select the currency in which to calculate the order. In fact, no matter what payment method you choose, the conversion will be done automatically. If you pay with a ruble card, it is better to choose payment in rubles.

You can also choose the payment method that suits you. Just check this method from the menu.

The payment interface on Aliexpress changes quite often, so what you see now on Aliexpress when paying may differ from the screenshots in the article. This is not scary, the essence remains the same, as long as only the location of the buttons has changed and nothing else.

Payment on Aliexpress using bank cards

The advantages of paying with cards on Aliexpress are their widespread availability and accessibility. In Russia, now the majority already have cards and there can be no difficulties when paying with a card on Aliexpress, unless, of course, your card is intended for paying for purchases on the Internet. Some banks specifically block this possibility.

The disadvantage is primarily related to security when paying online in principle. If your card data gets into the hands of criminals, you may suffer significant losses. But this is a general problem of payment on the Internet; they relate to Aliexpress like any other site. And the recommendations are the same as everywhere else. Use a debit card, preferably one specifically designed for online payments.

Which cards are suitable for payment on Aliexpress?

VISA, MasterCard and Maestro cards are suitable. It is worth noting some nuances:

  • Maestro social cards issued by Sberbank are intended for work in the Russian Federation and are not suitable for payment on Aliexpress
  • VISA Electron may or may not work with Ali. To find out if your card works, contact your bank. Only they can definitely say about the possibility of paying with your card abroad
  • Some banks, in principle, limit the possibility of paying with cards on the Internet. Justifying this with concern for customer safety, while not forgetting to offer the issuance of cards “especially for online payments” for an additional fee.
  • If you do not have a credit card, then you can issue a virtual card in a matter of minutes both in QIWI, Webmoney and in many other systems

You can quickly find all payment methods supported by Aliexpress in the form of payment system logos. In the list “They trust us.”

So, how to pay on Aliexpress using a bank card.

Choose the type of your card: VISA, MasterCard or Maestro. Enter the data from the card. If SMS confirmation is enabled for your card, confirm. All!

After payment, Aliexpress can verify your payment up to 24 hours. All this time, your order may still be unpaid. Don't worry - this is normal. Once payment is confirmed, the order processing time starts counting.

Payment using QIWI

The advantages of paying with QIWI follow from the disadvantages of paying on Aliexpress with cards. If you don’t have a card and don’t want to get one, if you are afraid to show your credit card with a large limit on the Internet (which is correct in principle), then please use QIWI. A quick way to register a wallet. Easy replenishment in various ways, including from a mobile phone account. Thousands of terminals for replenishing your wallet with cash throughout Russia and beyond. That is, if, for example, after reading articles on the site about shopping on Aliexpress, you are eager to buy, but there is no card, then thanks to QIWI you are separated from purchases not by 1-2 weeks and two trips to the bank for an issued card, but only 10 minutes by registration of a QIWI wallet and 5 minutes to replenish it. I practically don’t see any disadvantages here, except that if you have a debit card, then of course you don’t need QIWI.

The QIWI wallet number is your mobile phone number. Enter the number and pay. If you do not have a wallet in QIWI, then payment will be debited from your mobile phone account.

How to pay on Aliexpress using your mobile phone

On Aliexpress, as such, there is no direct option to pay for an order using a mobile phone. However, you CAN pay using your phone. To do this, select QIWI payment and enter your phone number. If you do not have a QIWI wallet, the money will be debited from your mobile phone account. The commission depends on your operator. In any case, it will be big. Therefore, I do not consider it reasonable to pay for an order on Aliexpress using a mobile phone.

Keep in mind that if you have to conduct a dispute, then the money returned under the dispute for an order paid through QIWI is returned not to the phone, but to the QIWI wallet.

Update from January 2017: At the moment you can pay for an Aliexpress order from your mobile phone account NOT using Qiwi.

Payment using Webmoney

Since July 2013, all purchases on Aliexpress can be paid using Webmoney. I pay for most orders on Aliexpress using Webmoney. This is a convenient and reliable payment system. But before you start using Webmoney, you need to create a wallet. For non-experienced users, this may seem difficult. If you don’t use Webmoney, then I don’t think it’s advisable to start it only for Aliexpress. But if you have a wallet, you use it, there are funds on it, then it will be perfect.

So, to pay for your order on Aliexpress using Webmoney, select this payment method:

Click pay and you will be transferred to the merchant:

If the dispute is won, the money is returned to the same wallet from which it was paid. In my experience this happens very quickly. Within 1-2 days after winning the dispute.

Payment on Aliexpress using Yandex Money

Payment by Yandex with money on Aliexpress appeared in July 2014. The addition of another system in itself, given the already existing QIWI and Webmoney, would not be so noteworthy if Yandex Money were not a structure of Sberbank. And thanks to this, we were promised that we would soon be able to pay for orders through Sberbank Online and Sberbank terminals.

Payment with Yandex Money is obvious. Select the Yandex Money payment item:

Here we select Yandex Money and follow the instructions. Now, in order to pay for foreign purchases through Yandex Money, you must be identified in Yandex Money. To do this, you must at least provide your passport details.

Payment on Aliexpress through Sberbank terminals

To pay for an order on Aliexpress through a Sberbank terminal, select the Yandex Money payment method. Then it's cash. You will be given a code that you will need to enter in the terminal. After paying for this code in the Sberbank terminal, your order will be paid for. At the time of writing this article, this function was working in test mode and I was unable to make a payment.

Some nuances when paying

Remember that you need to pay for the goods on Aliexpress within 24 days: this is a fairly decent period of time, which compares favorably with the conditions of many other online stores. If you do not have time to meet this period, the order will be cancelled.

Regardless of the payment method, Aliexpress verifies payments. This may take up to 24 hours after payment. During this time, your order may remain unpaid. Although the money will already be written off. Don't worry - this is normal.

You are given 48 hours to pay for your order in cash. But it's better to pay as quickly as possible. To exclude situations where you paid for the order, and while the money was on its way to Aliexpress, the order was closed due to the expiration of the payment period.

Buyer Protection on Aliexpress

To protect the buyer, Aliexpress offers the Escrow system. The principle of its operation is that after transferring money for a purchase, it is frozen in the account. Funds will be transferred to the seller only when you confirm receipt of the order, or after the specified delivery period has passed. This operating principle will protect you from losing money and secure all payments. If the buyer does not receive the goods within the period specified at the time of purchase, usually 15-50 days from the date of payment, then they can demand monetary compensation or even a full refund. In this case, you need to open a “dispute”.

A dispute is a form of communication involving the Aliexpress administration, which, after listening to the arguments of each party, decides who is right and accordingly returns the money to the buyer, or transfers it to the seller, depending on the situation, or offers to resolve the dispute in other ways. One way or another, you are well protected from direct deception.

The Aliexpress online store is a convenient platform for purchasing absolutely all types of goods, and after your first order you will see this from your own experience. Paying for goods on Aliexpress is no more difficult than in any Russian store, and buyer protection is reliable and guaranteed.

Frequently asked questions about paying for purchases on Aliexpress

  • Question: On my Aliexpress website all prices are displayed in dollars, how can I make them appear in rubles?
  • Answer: At the top, on the right, there is a menu item “Delivery / USD”, select delivery to the Russian Federation and rubles there. Then all prices on the site will be displayed in rubles.
  • Question: Is it possible to pay for an order on Aliexpress from a mobile phone?
  • Question: I did not receive the goods, I opened a dispute, the seller confirmed it. Where and when will the money be returned?
  • Answer: The money will be returned to you in the same way you paid for it. Usually the money is returned within 10 days, but in the case of paying for the purchase using Qiwi or WebMoney, these periods may be longer. If you paid via QIWI using a mobile phone, the money will be returned to the QIWI wallet linked to your mobile number.
  • Question: I have a ruble card, and all prices on Aliexpress are in dollars, can I pay for a purchase on Aliexpress with my card and what will the conversion be?
  • Answer: You can. Regardless of the currency of your card, you can make purchases in any currency supported by VISA/Mastercard. Conversion is carried out automatically at the rate of VISA/Mastercard +% of your bank. According to the rules of payment systems, the bank's % cannot exceed 2%. But there are nuances. If you chose rubles when placing an order on Aliexpress, then the order will be in rubles and there will be no conversion commission.

note

After the order on Aliexpress has been paid for, the seller begins to prepare it for shipment. This takes some time. Preparation time is indicated in the lot. After which the parcel is sent to the address you specified.

Note from January 2017: In 2016, Aliexpress hid the item in the lot about the timing of shipment of goods. This is very sad, because few buyers want to wait 60 days for shipment, such as . However, there is a service where this period can still be seen - this is:

Aliexpress scam

We have already written that Aliexpress is just a platform, and trading on it is carried out by individual independent sellers. Aliexpress cares about the safety of customers, but first of all, you yourself should take care of the safety of your money. Follow basic safety rules.

Last minute sales on Aliexpress

Flash sales with limited quantities

Top products by sales and reviews

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No sooner had the New Year holidays passed than the largest one made another decision on the path to integration into the Russian community. If earlier we were talking about products intended for delivering parcels to residents of Russia and the CIS, now a move has been made to expand payment methods. In addition to the already large list of available payment methods, a new one has been added, namely cash payment on Aliexpress, which the main one cannot boast of at the moment.

Now, many who were worried about the confidentiality of their payment information can breathe freely, because you will no longer have to enter your bank card number when making your next purchase on AliExpress or create e-wallets. At the moment, the option of paying in cash on Aliexpress is available to everyone.

But before you understand how to pay in cash on Aliexpress, it’s worth understanding a little about the implementation of the idea. To make the project a reality, AliExpress entered into direct agreements with the largest Russian retailers, such as Svyaznoy and Euroset.

For clarity and ease of understanding of the entire process of paying in cash on Aliexpress, we will analyze the purchase and payment procedure step by step:

  • The buyer chooses any product he likes
  • Proceeds to checkout
  • At the payment stage, select “Cash payment”
  • After which you will be asked to enter your mobile phone number (Enter your real number, you will find out why later)
  • After entering the number, you will receive an SMS message from AliExpress, the content of which will indicate your order code and the total cost
  • Almost ready, but to complete the purchase you need to find the nearest Svyaznoy or Euroset sales point and pay for your order

It is noteworthy that when paying in cash on Aliexpress in communication stores, no additional commission will be charged, and the SMS message will indicate the final cost of the order. If you want to save a little money when shopping on Aliexpress, then do not miss the opportunity to take advantage of cashback, thanks to which you, regardless of the method of payment.

In addition, cashback is now available for everyone, such as food delivery, hotel booking, purchasing tickets for various events, and by the way, about 100 stores out of the total number are the largest Chinese sites with very competitive prices compared to Aliexpress.

Be careful when choosing this payment method and make sure you have free time, since you have 48 hours from the moment you place your order to pay for the goods.

This option is available in all Svyaznoy communication stores; to pay for goods on Aliexpress through the terminal, you just need to complete the following procedure:

  • In the terminal, go to the “Other services” section
  • Select the “Products by Catalogs” tab
  • Then click on “AliExpress”
  • In the field provided, enter the order number for Aliexpress (Which you previously received in
  • SMS message)
  • After confirmation, the terminal will inform you of the amount required for payment

At this stage, you can already deposit money into the bill acceptor. Please note that the terminal does not give out change, so make sure you have the bills you need in advance.

There are restrictions when paying via terminal:

Which can be paid through the terminal should be a minimum of 10 rubles and a maximum of 15,000 thousand rubles.

If your order does not fit within these limits, please contact the cashier for help, who will help you complete the payment manually.

How to pay for an order from AliExpress in Euroset

Paying for an order in Euroset is no different from paying in Svyaznoy using a cashier. To pay, you must immediately contact the cashier and indicate your order number for Aliexpress.

  • The cashier will give you a preliminary receipt, which will indicate the order number and amount (Check that the entered data is correct and sign the receipt)
  • Give the cashier the amount required for payment
  • Pick up the check

Keep the receipt until you receive the product and check it for compliance with the stated description and characteristics. Payments are made in the same way in Svyaznoy without using a payment terminal.

Cash payment refund on AliExpress

A question that probably worries many: “Then how can I get my money back on Aliexpress when paying in cash?” Everything is quite simple, you don’t even have to go back to the communication store; if you do, the order amount will be returned to your mobile phone account (Therefore, when placing an order, carefully enter your phone number).

What to do with the returned amount? Today, many operators offer to cash out the amount of your account to a bank card or make a bank transfer. As a last resort, you can send a money transfer from your mobile balance to your name to systems such as Contact, Leader or Unistream - one of the fastest ways.

True, when cashing out funds from your mobile phone balance, you will have to pay a commission of about 1.5% of the total amount.

For more profitable purchases on Aliexpress, they recently released a product that gives you a 5% refund when you pay for any item on Aliexpress. By the way, cashback on this bank card can be combined with, so the discount on any product will be about 13.5%.

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Beginners, having found themselves on Aliexpress and seen excellent products at low prices, naturally “light up” with the desire to try to order something from this site. And one of the main questions they ask is how to pay for a purchase on Aliexpress.

We will talk about payment methods in this article. But I want to tell you right away that you shouldn’t rush to the first product you like. First you need to choose a trusted seller. Read about how to choose a seller in the article -

Well, now let's look at the question that interests you.

At the moment when this article was written, the following methods were available on the site on how to pay for goods on Aliexpress:

  • MasterCard, Visa, Maestro, American Express cards;
  • payment systems - Webmoney, Yandex Money, QIWI, Western Union;
  • payment is available in cash or using mobile payment (for residents in Russia);
  • bank transfer;
  • pay with a gift certificate. This method involves purchasing a certificate using any of the above methods, and then paying for the purchase with the certificate itself. Today, this is the most profitable payment option, be sure to read -

Methods to pay for goods on Aliexpress may vary slightly depending on your country of residence, but most of them work in all countries.

Every year there are more and more available payment options, which is good news.

Now let's look at all these methods in a little more detail.

Payment on Aliexpress by card

This is one of the most affordable payment options. Nowadays, almost everyone has bank cards. And making a purchase using a card without leaving your home is very convenient.

In order to pay for a purchase with a card, you must enter all the required bank card information, including the secret code, at the ordering stage. If you don’t want to enter your data every time, leave the “Save card” checkbox and click “Confirm and pay”.

After this, your bank will send an SMS to your phone with a confirmation code, which you must enter to confirm the payment in the window that opens.

If something doesn’t work out for you with payment, check the following:

  • Perhaps your card is not intended for payments on the Internet - then you will need to contact the bank and order the card you need;
  • it is quite possible that you just need to activate the online payment function on your bank’s website;
  • There is also a possibility that, by default, you have a low limit for calculations, and the cost of the order exceeds it - you need to go to the website and increase the limit;
  • Are you sure there is enough money on the card to make the payment?

If you are unable to make a payment, contact your bank by phone, or visit them yourself.

If you want to pay not by card, then you should click “Other payment methods”,

How to pay on Aliexpress via Yandex money

If you want to pay for Yandex with money, you need to click on the corresponding icon, and then select the option you need

As you can see, you can pay in two ways:

  • using an electronic wallet - when choosing this method, you will be transferred to your Yandex money wallet;
  • You can pay in cash - in this case, you need to fill out the form provided and click “Continue”. The system will then provide you with a personal digital code and indicate the places where you can pay for the order.

How to pay for Aliexpress with Qiwi wallet

This option is also popular and quite simple. Opening and topping up a Qiwi wallet is very simple and only takes a little time.

How to pay via WebMoney

A great option that I use regularly. It’s very convenient for payment, plus I withdraw cashback to my WebMoney wallet, which I then use to pay for purchases again.

You can find out more about this method in the article -

How to pay on Aliexpress via phone

The ability to pay on Aliexpress from your phone is currently available only to residents of Russia. It has its pros and cons. To pay for your purchase, you do not need to have either bank cards or electronic wallets. It is only enough that there is a sufficient amount for payment. The downside is the payment fee.

To pay, you must select your operator. When choosing a mobile operator, you will have access to information on the size of the commission.

  • MTS – 0%;
  • Megafon – 1.95%;
  • Beeline – 3.9%;
  • TELE2 – 2.45%.

Please note that the payment amount will consist of the cost of the goods and the amount of the commission.

After choosing an operator, enter your phone number and click the “Send SMS” button. After receiving the SMS, follow the instructions indicated in it.

How to pay in cash on Aliexpress

I say right away, do not confuse this type of payment with cash on delivery. There is no such type of payment as “cash on delivery” on Aliexpress.

As you can see from the picture, today there are quite a lot of services that accept payment for orders.

The payment principle is as follows: you enter your mobile number, then click the “Continue” button. After this, the system will send you a payment code on your mobile and indicate to you where you can pay for your order.

Now you need to take the money and go to any of the partner branches convenient for you and make a payment. Payment must be made within 48 hours, otherwise the order will be cancelled.

When paying by bank transfer or via Western Union, the system will give you the details you need to make the payment.

Summarize

As you can see, you should not have any difficulties, choose the method that is convenient for you and make the payment. And be sure to use it before purchasing - and return up to 21% of the cost of the product from your purchase.

Over the past two years, the Aliexpress trading platform has become the most popular due to free shipping and low prices for products for various purposes. Every buyer should know how to safely pay for goods on AliExpress.

How can I pay for purchases on AliExpress?

Online shopping on AliExpress is no different from other online stores. Let's look at the main safe ways to pay for purchases on AliExpress. After registering and booking goods, the system will prompt you to select a payment option. Your actions:

  • After specifying the order amount, click “Invoice”.

Two points are important here:

  1. Delivery Time – time of delivery of goods to the buyer.
  2. Processing Time – the time allotted to the seller to place an order and send it. During this period, you can still cancel the order, provided that it has not been sent by the seller.

If necessary, you can also leave a message in a special form.

If everything is correct, click “Price Order”. Aliexpress will redirect you to a page where you need to specify your payment method. Main payment methods for Russians:

  1. By bank card Visa, MasterCard, Maestro.
  2. Sberbank is the most popular bank for Russians.
  3. Qiwi wallet is a service linked to a phone.
  4. Webmoney – allows you to create wallets in the desired currency.
  5. Yandex.Money is a convenient online payment service.
  6. Mobile payment – ​​purchasing goods using your phone.
  7. Cash is not the most convenient, but it is a really existing method.

There are a few key points that every potential buyer should be aware of. After making any payment, the money remains on the site and is not immediately sent to the seller. In other words, the resource acts as a guarantor of the transaction. To do this, you need to use the buyer protection function - “Buyer Protection”, which has a blue icon like this. Advantages of Buyer Protection:

  1. Transfer of money to the seller only after the buyer confirms the received order or automatically after two months.
  2. If the item is not shipped, the buyer can cancel the order. The money will be transferred back in the same way as the payment was made.
  3. If the seller fails to complete the shipment within the specified Processing Time, the system returns the money to the buyer.
  4. In case of a defective product sent, it is possible to open a dispute and return the money. To do this you will need to prove that you are right.
  5. Refund if the package does not reach the buyer within 60 days.

What disadvantages of the transaction should be taken into account when paying for goods:

  1. Prepayment for the selected product in full.
  2. Inability to pay by cash on delivery at the post office.
  3. Long wait for a refund if problems arise.
  4. It is not always possible to win disputes.
  5. Payment currency in US dollars may cause conversion problems for some users.

After the payment transaction is completed, the resource checks the payment. If everything is fine, you will receive an email informing you that the payment has been completed. From this moment on, the seller prepares and ships the goods.

Paying for purchases with a bank card

Let's look at how to pay for an order with a bank card. When selecting a card type, you will be asked to fill in all fields: As a rule, this procedure does not cause difficulties. But there are several nuances:

After filling in all fields, proceed to payment. The bank will require you to confirm the transaction with a code sent via SMS to your phone.

Nuances and problems that may arise when paying by bank card

Not all types of bank cards can be used to pay on AliExpress. For example, plastic for receiving pensions does not support foreign online purchases. In this case, you need to choose a different payment method or apply for a new card without payment restrictions in foreign online stores. Sometimes banks initially block the card for online shopping in the settings. In this case, log into your personal account via the Internet and set up a card for online purchases.
Many users often ask the question, how safe is it to pay for various goods on AliExpress with a card? Although the banking system is well protected, various viruses may appear on the computer even if a licensed anti-virus program is installed. A Trojan that gets onto a computer can most likely steal all card parameters during payment and transfer them to hackers. Then the user loses everything. The way out of this situation is to have a separate card for online purchases. An example is the Tinkoff AliExpress card, which was created specifically for shopping on this site. When paying with such a card, the user receives 5% of purchases back to the card and 10% to Alibonus.

After you have paid for your purchase with a bank card, it is automatically linked to your account and will be displayed for subsequent payments. Let's look at how to change card details on AliExpress.

The first way is to unlink the card. To do this, go to the “My AliExpress” tab, then to “My Alipay”. If this section does not exist, then it can be created after filling out all the required fields with passport data. The system then takes the user to the payments page. A link to activate your profile will be sent to your email. You will be able to change the data. Using the “Edit cards” function, you can delete unnecessary ones.
There is another way - to change the old details to new ones:

  1. Select a product and add it to your cart.
  2. Fill in the required details.
  3. Click "Payment for goods".
  4. Select payment method by card.
  5. Instead of old information, provide new details.
  6. Now click “Pay for order”.

After confirmation of payment, all changed data will be automatically saved.

Payment methods on AliExpress without a card

Let's consider a method of paying for purchases on AliExpress through Sberbank without a card. In this case, you have an open bank account, but no card. For example, they abandoned it so as not to pay for annual maintenance. In this case, select “Cash” and pay at the payment terminal using the unique code you receive. All you have to do is wait for the paid item.

Yandex.Money - a convenient and secure payment method

is a payment system used by many online stores. It is convenient because you can order a chipped bank card linked to an electronic wallet, the three-year service of which costs only 199 rubles. The balance on the card automatically increases when you top up your wallet.

Card type - MasterCard. They send it by mail. This card is convenient to pay in almost all online stores, retail outlets and withdraw cash with interest. Select to pay on AliExpress Yandex.Money.
Click "Pay". The service immediately transfers you to your wallet, where you need to confirm your payment using the code sent in an SMS message.

Paying for purchases using Qiwi wallet

Having selected the appropriate Qiwi method, enter the phone number to which the wallet is linked in the field. Then confirm the payment.
A slightly larger amount will be debited from your wallet, since Qiwi does not have the most favorable dollar exchange rate.

Webmoney - a convenient method of payment on the Internet

Today, this payment system limits the possibilities for withdrawing cash, but is convenient for online purchases:

  1. Open your wallet.
  2. Select the appropriate method.
  3. Click "Pay".
  1. Select your mobile operator.
  2. Enter your phone number.
  3. Click "Send SMS".
  4. Confirm your order.

The money will be debited from your phone account.

Cash payment

This is not the most convenient method on AliExpress, but some people use it. Select the "Other Payment Methods" tab. Enter your mobile phone number where you will receive a unique code.

In any mobile phone store or Russian Post, show this code and make a payment. For those who like to buy branded, quality goods from the MALL section, there are a number of restrictions on payment methods: it is allowed to pay with a bank card and Yandex.Money.

For the convenience of users, the administration of the trading platform offers different payment options. If problems arise when transferring with Visa or MasterCard, do not rush to refuse the purchase! It is enough to study payment methods on AliExpress without a card, and failures when working with the banking system will no longer prevent you from making purchases.

How to choose a payment method: initial stage

Whichever option you prefer, follow these steps:

This stage remains unchanged when using any system.

Is it possible to pay for an order in cash?

The trading platform does not work with cash on delivery: in order for the package to be sent, you will need to transfer the full amount. But there is no need to worry, since the funds are reliably protected.

You may think that cash on delivery will protect you from fraud, but in practice the option is not happy: you risk receiving the parcel, giving the money and discovering that the contents are not of high quality. It would be impossible to return the amount, so AliExpress offers Escrow protection:

  • when you place and pay for an order, the funds are not transferred to the seller, but remain on the trading platform account;
  • the system sends a message to the entrepreneur that the money has been received, and he forwards the order;
  • After receiving the goods, you give confirmation and the funds are sent to the seller.

The option does not involve payment in cash upon delivery, and full prepayment must be made using various systems. But you can pay at a bank branch by proceeding as follows:

  • when choosing a payment type, select “Cash payment”;
  • In the form that appears, indicate your phone number.

You will receive an SMS indicating the total amount and order number. You can deposit cash at a branch of Euroset, MTS or Sberbank. If you want to use the terminal in Svyaznoy, follow the procedure:

  • click “Other services”;
  • in the “Products by Catalogs” section, find AliExpress;
  • deposit money.

It is important that you can transfer an amount of up to 15 thousand rubles through the terminal, and if you exceed the limit, you should contact the cashier.

In case of further disputes, the funds will be returned to the balance of the phone to which the SMS with the code was sent.

Features of transfers via Yandex.Money

It is important that money on Yandex.Money is stored only in rubles. When you want to pay in dollars, the exchange is made at the rate set by the Central Bank. A commission (1%) will be added to the costs.

How to make a payment in WebMoney: step-by-step instructions

If you have chosen payment methods via WebMoney on AliExpress without using a card, watch the video that describes each stage in detail:

What you need to know about using QIWI wallet

The advantages of QIWI include the following:

  • ease of registration, because you only need a mobile phone number;
  • quick data verification;
  • possibility to order a virtual card.

Among the disadvantages are the difficulty of registering a chargeback and the occurrence of failures, but the latter are possible when using any options.

How to pay for the selected product from AliExpress using this system? Follow the procedure:

  1. When determining the payment type, click on the QIWI Wallet column.
  2. If necessary, select a country from the drop-down list and enter a phone number.
  3. After clicking “Pay Now” the system will redirect you to the e-wallet page. Log in, receive a confirmation code and enter it in the appropriate window.

Finally, you will be directed to AliExpress, where it will indicate that the money has been deposited.

Problems that arise during the process are usually due to the following:

  1. When your QIWI wallet is blocked, you will not be able to make a payment. Check the availability of the payment instrument by authorization: if no problems arise, this cause of failure can be ruled out.
  2. When paying for a purchase in dollars, make allowances for the difference in currency exchange. QIWI works with rubles and converts them at the internal rate, so the amount on the balance must exceed that specified in the order.
  3. Problems are often caused by problems with the Internet connection.

If, as a result of a failure, money was withdrawn from QIWI twice, take a screenshot of the receipt in the payment system, save the same document in PDF and provide evidence to the online consultant on AliExpress.

Features of mobile payments

The option is available to users of the following operators:

  • MTS (no commission);
  • Beeline (3.9%);
  • Megafon (1.95%);
  • Tele2 (2.45%).

It is offered only to customers whose tariff provides for prepayment of services. To transfer, just select an operator, enter the phone number and click “Send SMS”. By entering the numbers from the confirmation code, you will pay for the goods. But despite the simplicity of the procedure, failures also arise:

  1. You may receive a message about insufficient funds even though you have enough money in your balance. This is due to the fact that operators set a minimum amount that must remain in the account. The problem will be solved with a regular replenishment.
  2. If the number does not have access to payment from a mobile phone, when you try to transfer money, you receive a refusal message. Restrictions can be lifted after calling the call center.
  3. When your phone does not receive an SMS with a code, check if the memory is full. There may also be interruptions in communication. Also make sure that you did not enter the number incorrectly in the form.

If the need for a dispute arises, then after it is resolved in your favor, the funds will be credited to your balance within 7-15 days.

Possible errors when transferring through electronic or mobile systems

During large sales, due to server loads, order status updates are delayed. Possible options:

  1. Check the status of the wallet from which the payment was made. If the amount is written off, processing will take several hours.
  2. When the money is left in your wallet, try again in 30 minutes.
  3. If you tried to make payments 2-3 times with short intervals, the funds may be transferred more than once. The erroneously withdrawn money will later be returned to your wallet.

Before the New Year holidays, the delay is often 24 hours, but there is no reason to worry.

Nuances when transferring via Western Union

When paying via Western Union, you will have to pay an additional commission and spend time visiting the branch in person, so this method is not widely used. There are also limitations: the method is available only for a total cost above $20.

Follow the procedure:

  1. Select the appropriate item in the form and click “Continue”.
  2. You will be provided with an account number needed to deposit funds for the selected order. It is generated in each specific case, and in the future you should not make transfers to these details.
  3. After 24 hours, visit the company office that works with Quick Pay and deposit funds by filling out the blue form. If you wish, you can familiarize yourself with the sample presented on the website. Make sure to transfer in dollars from an individual to a legal entity: the amount should not go to the seller’s account, but to Alipay Singapore E Commerce. This is due to the fact that the funds are retained by the trading platform until you confirm receipt of the parcel, and only after that are transferred to the entrepreneur.
  4. Monitor your order status, which should change to “Paid” within 3 days.

When using Western Union services, the entire significant commission falls on the buyer, and since the main reason for turning to AliExpress is cheapness, the option cannot be called convenient.

How to transfer money through Bank Transfer

The Bank Transfer option for payment from a bank account implies the same restrictions as Western Union, because use is possible only if the paid product belongs to the price category of $20-5000. The procedure is simple:

To avoid future misunderstandings, follow the rules:

  • to avoid fraud, do not transfer money directly to the seller;
  • transfer the amount in one payment without breaking it into parts;
  • do not combine several of your orders, pay for each separately.

Before paying, make sure there are enough funds in your account to cover the fee.

If you use this method, there are virtually no glitches, but operator errors may occur when you are about to transfer money for multiple items. Since each order is placed separately, please note that the transfer is made to different details.

Has the operator transferred all payments to one data? AliExpress online support will advise you to contact the bank, and they will answer that the money has gone. But there is no reason to worry: the trading platform does not accept excess funds. If the received amount is not “attached” to any placed orders, it remains in the bank and awaits a refusal to transfer. During this period, money is not written off, but frozen. The blocking will be automatically removed after 1 month, and the funds will be returned to the account.

Having learned about the advantages of each method, you will choose the appropriate one and save yourself from unpleasant surprises. You just need to clarify the size of the commission and monitor the exchange rate between rubles and dollars in order to make profitable purchases on AliExpress.

When you have already decided on the product and selected all its parameters (color, delivery method, quantity), it’s time to find out how to pay for Aliexpress.

For buyers from Ukraine, Russia and Belarus, there are several main methods, the most common of which is payment by card. In this article we will look at how to deposit money for an order in a Chinese store.

But here we immediately need to mention one important nuance. Payment in the AliExpress online store is made immediately upon purchase. You cannot make post-payment once you have already received the goods. Money must be paid when you confirm the purchase.

But don’t be afraid, everything is absolutely safe. Fraudulent schemes are excluded thanks to a well-thought-out system that operates on the site.

How to order Aliexpress goods

Before paying for the goods directly, check whether everything was indicated correctly. First of all, this also applies to the details of the product. You can edit the address or add another additional one:

Order details worth checking:

  1. product description;
  2. product color;
  3. your comment (if necessary);
  4. delivery method;
  5. number of product units;
  6. the total amount of the order.

If everything is correct, we can go to the “Payment methods on Aliexpress” tab.

Already from this screenshot you can see that you can pay for goods on Aliexpress in several ways. Not all of them will be equally convenient in Ukraine.

The following payment methods are available on the website:

  • cards Visa, Mastercard, Maestro and others;
  • Qiwi Wallet;
  • WebMoney;
  • Yande.Money;
  • BankTransfer and Western Union

Aliexpress payment is primarily available through a Visa card, and to use any other card, you must select the “Other payment methods” item. As you can see from the list above, you can also pay for Aliexpress via Yandex money.

If you have coupons, you need to mark points 1 and 2, as shown in the picture. To confirm payment for the order, press the orange button.

How to pay Aliexpress by card

Next, let's look at an example where payment by card on Aliexpress will be shown. If you have a Visa or MasterCard, there should be no problems. If you use any online banking system, then the best option would be to create a virtual card for online payments. It is very comfortable!

If you don’t know how to do this, read the article How to create a Privatbank Internet card.

In our example, we pay with a hryvnia Privat24 card. You can also use a card from any other bank, regardless of where you live: in Ukraine, Russia or Belarus. The main thing is that there are sufficient funds in the account.

When paying you must indicate (see image above):

  1. card number (16 digits)
  2. cvv code (listed on the back of your card)
  3. card expiration date, month and year while it is valid
  4. cardholder's first and last name

When all this is filled out, click “Pay Now”.

Payment by Aliexpress via Privat24 Ukraine

After this, your bank (in this case, Privatbank) will receive a code in an SMS message, which you need to enter in the field and click Submit. When the calculation is completed, you will see a message similar to this on the website.

In fact, this is the same as paying for Aliexpress through Privat24, but you don’t have to go to the Privatbank service itself. Here's what the details of ordering inexpensive headphones using a hryvnia card look like:

Here you can see how much was withdrawn from the card in dollars (1), the conversion rate (2), and how much was withdrawn from the account when paying in hryvnia.

After receiving the payment, you will also receive an order processing notification to your email. Paying by card on Aliexpress is the best and easiest option.

How to pay Aliexpress in cash

If you don't have a bank card, there are other payment options at a Chinese store. If you are an active Internet user, then payment via Webmoney is suitable for you. But people are wondering how Aliexpress cash payment is possible.

There is such a way too. To do this, you need to use the options of bank transfer (Banktransfer), or transfer through the Western Union system. In both cases, the minimum order amount must be at least $20, while you can pay with a card even for items with a price of $1.

To order and pay for goods without a card, but through a transfer, you must first receive a special code that will be provided by the online store. Then this code must be communicated to the bank employee who will serve you.

Alternative payment methods for Aliexpress

Friends, we know that many people now use smartphones, so soon the material “How to pay on Aliexpress via phone” will appear here - don’t miss it.

Also, sometimes there is a need to pay through a terminal, everything is more complicated here, so we will write a separate article about this.

What's the result?

It’s very easy to pay for any product through Aliexpress; even a card in rubles or hryvnia is suitable for this. Unfortunately, in our countries the number of other methods is limited, but people who know how to buy on the Internet will definitely find the best option for themselves.

Friends, we are trying for you! Tell your friends about our site via social networks and don’t forget to subscribe to our newsletter, where there will be many selections of interesting products!



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